Thursday, March 31, 2011

Home Loan Modification Information

This wonderful person has taken the time to blog about her efforts to help consumers in this difficult situation.  Click the link below to follow her experience.
http://diaryofaloanmod.wordpress.com/

Tuesday, March 29, 2011

Loan Programs for Home Mortages

If purchasing a primary residence... An FHA, USDA RD, VA or Conventional loan program will be your  mortgage choice on a home for sale.  There are many more loan packages are available within each program.  So, call me... and I can refer you to a lender, for a pre-qualify application to find out if you meet the quidelines for one of these homeownership loans.

FHA, Federal Housing Administration requires at least 3.5% down payment from buyer.  (3.5% can be gifted from relative).

VA, Veterans Administration is for the military and spouces.  No money required out of pocket.

USDA RD, United States Department of Agricultural Rural Development is the best loan on the market! 100% financing and no mortgage insurance.

Convention loans usually require 20% down and have much less guidelines and restrictions to follow.

Buyers Agent to Purchase Real Estate

Do you need a real estate agent to guide you, look after you, be and advocate for you?  I can provide those services in the purchase of your next home.  Let me explain the misunderstood differences in the relationships for a Real Estate Agent or Realtor.

A Single Party Broker is a Realtor or Agent, who has been sought out to perform advocating duties for the buyer who contracts with them.  These Realtors/Agents will require a pre-signed contract spelling out the terms of finding a home exclusively for the buyer.  Compensation may be required to locate the home, and be an advocate for the buyer - much like an attorney.  A Single Party Broker works and executes for the buyers interest only.

A Transaction Broker is a Realtor or Agent, who assist both a buyer or a seller to the mutual agreement of buying and selling a home.  The Realtor/Agent will provide information, by following instructions from both parties, to successfully close the home purchase transaction.  No contract or compensation is normally required, (except for the listing agreement for the property).

If you would like to discuss this relationship more in-depth... please contact me.  I'd be happy to help you decide what's best for you.

Home for Sale in Wayne, Oklahoma

Why look for a house to purchase in Norman, OK, when you can purchase more for your dollars in Wayne... and buy better quality!  508 S. Scott in Wayne is $20 cheaper per square foot than the same size home for sale in Norman.  Buy your college students home here, and commute to the University of Oklahoma.  Call for details and showing!
  • 3 Bedrooms
  • 1.5 Bathroom
  • 2 Living Areas
  • Utility Room
  • Covered Storage
  • Fenced Back Yard
  • Enclosed Patio

Friday, March 11, 2011

Housing Trends Information

Click on the Link below to view the most recent and useful information, you, the consumers needs when buying or selling your home.

Click here to view Housing Trends eNewsletter

Tuesday, March 8, 2011

Homes for Sale in Purcell and Wayne and Washington, Oklahoma

 4 Bedroom, 3.5 Bath and 2 Living Area Home for Sale on 80 Acres
  • 34584 150th, Wayne, OK  73095
  • Wayne Schools
  • 3408 Square Feet of Living Space
  • 4 Bedrooms
  • 3.5 Baths
  • Second Living Area or Bonus Room is 24 X 24 with Half Bath
  • 80 Acres... Horse Training, Cattle Ranching, or Farm Living
  • Well, Septic and Commerical Back Up Generator
  • Click this link to view more details
Remodeled, 3 Bedroom, 2.5 Bath and 2 Living Areas on City Lot
  • 508 S. Scott, Wayne, OK 73095
  • Wayne Schools
  • 1340 Square Feet of Living Space
  • 3 Bedrooms
  • 2.5 Baths
  • Second Living Area
  • 420 S.F. Indoor Outdoor Screened Patio
  • Privacy Fenced Back Yard
  • Click this link to view more details
Home for Sale in Purcell, Oklahoma Additon on City Lot
  • 1823 Scott, Purcell, OK  73080
  • Purcell Schools
  • 2750 Square Feet of Living Space plus Double Car Garage
  • 3 Bedrooms
  • 3 Full Baths
  • Office/Formal Dining Area with French Doors
  • Large Bonus Room, possible 4th Bedroom, Game Room
  • Privacy Fenced Back Yard
  • Close to Hospital, Grocery and Shopping
  • Click this link to view more details
Starter or First Time Home Buyer House for Sale in Purcell, Oklahoma on City Lot
  • 429 W. Polk, Purcell, OK  73080
  • Purcell Schools
  • 1587 Square Feet of Living Space
  • 3 Bedrooms
  • 1 Bath
  • 2 Living Rooms
  • Huge Bonus Room/Utility Room
  • Privacy Fenced Back Yard with Storage Building
  • Click this link to view more details
Custom Luxury Home with Shop on 80 Acres for Sale in Goldsby, Oklahoma
  • 3187 SE 12th Ave., Goldsby, Oklahoma  73093
  • Washington Schools
  • 4951 Square Feet of Living Space
  • 5 Bedrooms
  • 5 Full Baths
  • 4938 S.F. Bonus Room
  • Chef's or Gourmet Kitchen
  • 3500 Square Foot Shop
  • 1500 Square Foot Apartment
  • 80 Acre Tract for Equine, Cattle Ranching or Personal Business Use